Card Payment Acceptance
Accept supported card-based customer payments through compatible POS devices and enabled payment services.
OmkaraPay POS Solutions
Modern POS Solutionsfor Business Payments
OmkaraPay POS solutions help eligible businesses access supported in-person payment capabilities through compatible point-of-sale devices and applicable payment services.
Create a more organised checkout experience, process supported customer payments and review available transaction information through a connected payment workflow.
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POS Explained
What is aPOS System?
POS means Point of Sale. In a payment environment, a POS system is used at the place where a customer completes a purchase or pays a business for an applicable product or service.
A payment POS setup can include a compatible terminal, enabled payment service and connectivity required to submit supported transactions through the applicable payment network.
OmkaraPay POS services are intended to help eligible businesses access applicable in-person digital payment capabilities in a structured business environment.
POS Experience
From Sale to Payment
Customer Purchase
Confirm the applicable purchase or service amount.
Payment Method
Use a payment method supported by the applicable POS setup.
Payment Processing
Submit the transaction through the applicable payment service.
Final Result
Review available status and transaction reference information.
POS Capabilities
Built forBusiness Payments
Explore the key capabilities that can form part of an enabled OmkaraPay POS payment experience.
POS Device Experience
Use compatible point-of-sale technology to support applicable in-store digital payment workflows.
Multiple Payment Capabilities
Access payment methods supported by the applicable POS setup, service provider and account configuration.
Transaction Information
Review available transaction status, amount and reference information for supported POS payments.
Business Visibility
Use available transaction information to maintain better awareness of supported payment activity.
Security-Focused Workflow
Follow structured payment and transaction procedures designed around responsible customer payment handling.
Where POS Can Be Used
Designed AroundBusiness Checkout
POS capabilities can support different eligible business environments depending on the enabled device and payment service.
Retail Stores
Support applicable digital payments at physical retail counters through compatible POS services.
Customer-Facing Businesses
Provide customers with supported payment options during applicable in-person purchases.
Growing Businesses
Add structured payment acceptance capabilities as business transaction requirements increase.
Multi-Service Businesses
Combine supported POS payment capabilities with other eligible digital-service workflows.
How POS Works
From Checkout toPayment Confirmation
A typical supported POS payment follows a structured process from the sale amount to the final transaction result.
Step 01
Create Sale
Confirm the applicable purchase or service amount with the customer before initiating payment.
Step 02
Select Payment
Use a supported payment method available through the applicable POS device and service.
Step 03
Customer Authorises
The customer completes the authentication or authorisation required by the applicable payment method.
Step 04
Process Transaction
The payment request is processed through the applicable POS service, provider and payment network.
Step 05
Confirm Result
Review the final available transaction status and reference before confirming that payment is complete.
POS Benefits
Improve YourCheckout Experience
A supported POS setup can help eligible businesses provide customers with a more organised in-person digital payment experience.
Digital Payment Acceptance
Give eligible businesses access to supported in-person digital payment capabilities.
Better Checkout Experience
Create a more structured payment process for applicable customer transactions at the business counter.
Transaction Visibility
Review available transaction status and reference information for supported POS payments.
Business Service Expansion
Add POS payment acceptance to other supported services available through the business ecosystem.
Payment Security
Responsible POSTransaction Handling
POS transactions can involve customer payment information and authentication. Businesses should use compatible devices responsibly and protect account access and customer information.
Always verify the payment amount and final transaction status before treating the sale as successfully paid.
Protect Customer Information
Customers should enter confidential authentication information privately, and businesses should avoid collecting unnecessary sensitive card data.
Verify Payment Amount
Check the sale and payment amount before the customer authorises the applicable POS transaction.
Check Final Status
Do not treat a payment as completed solely because it was initiated. Review the applicable final transaction result.
Responsible Device Use
POS devices and business account access should be handled by authorised users according to applicable service procedures.
POS Transaction Status
Always Check theFinal Result
A POS payment can pass through multiple states. The available final status should be checked before confirming a successful sale.
Initiated
The payment request has been started through the applicable POS workflow.
Processing
The transaction is being handled through the applicable service, provider or payment network.
Successful
The available transaction status indicates that the applicable payment completed successfully.
Pending / Failed
The payment has not reached a successful final result and should be reviewed before further action.
Important POS Service Information
Business Eligibility
POS service availability can depend on applicable merchant onboarding, approval and account activation.
Device Compatibility
Supported payment capabilities depend on the applicable POS device, service configuration and provider arrangement.
Payment Methods
Not every device or account necessarily supports every card, payment method or payment network.
Transaction Limits
Applicable transaction limits can vary according to the service, payment method and business account arrangement.
Commercial Terms
Device costs, transaction charges and other commercial conditions depend on the applicable POS arrangement.
Pending Transactions
Do not automatically repeat a pending transaction. Check the available reference and final status first.
Frequently Asked Questions
POS SolutionsFAQ
Common information about POS devices, payment acceptance, transaction processing and business access.
01What is a POS system?
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What is a POS system?
POS stands for Point of Sale. In a payment context, a POS system can include a compatible device and payment service used by a business to process supported customer payments at the point where a sale takes place.
02Who can use OmkaraPay POS services?
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Who can use OmkaraPay POS services?
POS services may be available to eligible merchants or businesses after applicable onboarding, account approval and service activation. Exact requirements depend on the applicable service arrangement.
03Which payment methods can a POS device accept?
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Which payment methods can a POS device accept?
Supported payment methods depend on the POS device, enabled payment service, provider, payment network and account configuration. Current availability should be confirmed for the applicable setup.
04Does every POS device support every card?
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Does every POS device support every card?
No. Card acceptance can depend on the card type, payment network, device compatibility, acquiring or service arrangement and current service availability.
05What should I do if a POS payment shows pending?
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What should I do if a POS payment shows pending?
Do not automatically repeat the payment. Check the available transaction reference and status first and follow the applicable service or support process until a final result is available.
06How quickly are POS payments processed?
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How quickly are POS payments processed?
Transaction processing can vary depending on the payment method, network, service provider, banking systems and operational conditions. No fixed processing time should be assumed.
07Are transaction limits applicable?
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Are transaction limits applicable?
Applicable transaction limits can vary according to the payment service, account configuration, provider arrangement and other relevant conditions.
08Are charges applicable to POS services?
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Are charges applicable to POS services?
Device costs, transaction charges or other commercial conditions can vary according to the applicable POS service and business arrangement. Relevant terms should be checked before activation.
POS for Business
Bring Digital Paymentsto Your Checkout
Contact OmkaraPay to learn about available POS services, business eligibility, compatible device options, onboarding and applicable commercial conditions.
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